by Jennifer Miller | Aug 1, 2025 | Accident & Health, Blogs, Charitable Trust, Community Engagement by A&H, Employee Volunteerism, Employees Give Back, Hear from A&H, Insurance Industry Efforts, Intact Donations, Leverage our Experience
Earlier this month, our Accident & Health team supported Deirdre’s House, one of our local community engagement nonprofit partners, that provides resources to victims of child abuse and neglect. The team helped plan and execute a Back-to-School Science fair, and transformed the non-profit’s backyard into a science lab, complete with experiment stations, including slime making and baking soda volcanos. Food was generously donated by local pizza parlors.
It was an educational day filled with pizza and science that helped Deirdre House families focus on fun.
by Jennifer Miller | May 2, 2025 | Accident & Health, Blogs, Charitable Trust, Community Engagement by A&H, Diversity and Inclusion, Employee Volunteerism, Employees Give Back, Hear from A&H, Insurance Industry Efforts, Intact Donations, Leverage our Experience
Our Accident & Health team proudly rolled up their sleeves to clean and decorate Deirdre’s House — one of our community engagement nonprofit partners — in preparation for its open house on April 9. The space was sanitized, organized, and adorned with blue pinwheels, the national symbol for Child Abuse Prevention Month.
In further support of the nonprofit’s vital mission, the A&H team launched a “Dine to Donate” campaign in April to raise funds and awareness for Deirdre’s House, which provides critical resources and services to children who have experienced abuse or neglect.
The campaign gained strong local support, with four Morristown-based restaurants donating a portion of their proceeds on select dates. Flyers promoting the initiative were placed in 15 local shops, and the effort received a meaningful boost from Morristown Eats, a local social media influencer who helped amplify the campaign on the nonprofit’s social channels.
Intact’s Tina Angelone said, “It’s a privilege to support Deirdre’s House and stand alongside them to protect children against abuse and neglect. Giving back in even the smallest ways creates an enormous ripple effect we are proud to be part of.”
by Tina Angelone | Oct 30, 2024 | Accident & Health, Hear from A&H, Leverage our Experience
Independent contractors play an essential role across industries like trucking, shipping and delivery. However, navigating the complexities of worker classification and ensuring the right insurance coverage can be challenging.
In a recent article by Supply & Demand Chain Executive, Andrew Deutsch, Senior Product & Strategy Director from our Accident & Health team breaks down the intricacies of classification laws and highlights the benefits of occupational accident insurance for independent contractors.
Learn how occupational accident insurance can help ensure independent contractors are protected from an on-the-job accident. Read the full article here.
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This article is provided for general informational purposes only and does not consistue or is not intended to replace legal or risk management advice. If there is a discrepancy between the information provided here and the policy, the policy will govern. Intact hereby dislclaims any and all liability arising the information contained herein.
by Tina Angelone | Jun 26, 2024 | Accident & Health, Leverage our Experience
Occupational Accident Insurance vs. Workers Compensation Insurance… should a 1099 independent contractor have Occupational Accident?
Workers Compensation and Occupational Accident are two distinct types of coverage, although they both relate to workplace accidents or injuries. A quick chart helps identify similarities and differences.
| Workers’ Compensation |
Occupational Accident |
| Covers employees |
Covers independent contractors |
| Provides coverage for an accidental injury in the course of work or work-related illness |
Provides coverage for an accidental injury in the course of work |
| Mandatory in most states |
Not typically mandated by law |
| Benefits and limits specified by state law |
Flexible options for benefits and limits |
| Employer pays the policy premium |
Options allow contractors or company to pay premium |
Should independent contractors have Occupational Accident Insurance? Absolutely. Without it these 1099 independent contractors may not have any coverage for an on-the-job injury. Occupational Accident Insurance can provide peace of mind. If an independent contractor is injured while working, Occupational Accident Insurance can provide coverage for medical expenses, payments to their family, and replacing lost income.
Help prepare your clients from financial exposure and recommend Occupational Accident Insurance for their 1099 workers.
Have questions?
Connect with the Intact Accident & Health team by clicking the button below.
Did you find this article interesting? Take a look at others in the series
by clicking the button below.
This article is provided for general informational purposes only and does not consistue or is not intended to replace legal or risk management advice. If there is a discrepancy between the information provided here and the policy, the policy will govern. Intact hereby dislclaims any and all liability arising the information contained herein.
by Tina Angelone | May 29, 2024 | Accident & Health, Leverage our Experience
Summer is a casual, laid-back time for most. For professional drivers, however, the summer months create additional risks and hazardous road conditions.
With increased road congestion and inevitable weather-related issues, drivers are constantly on high alert to deliver their loads safely and on time. An accident can catastrophically impact the driver’s livelihood. Without proper coverage, the injured 1099 driver and the motor carrier can be financially exposed. Offering Occupational Accident insurance can provide accidental death & dismemberment, accident medical and accident disability. The policy is triggered by an on-the-job accident.
Here are some quick tips for truckers and trucking professionals delivering during the summer months:
- Check the truck frequently
- Plan routes and monitor weather, especially pop up storms
- Be mindful of pedestrians
- Be cautious of construction zones
- Maintain the truck
- Slow down and increase following distance
- Carry essential supplies
- Maintain communication
- Rest often
While this is not an exhaustive list of tips, it can be used as a foundation for trucking professionals to refer to during the summer months. Stay safe on the road.
Have questions?
Connect with the Intact Accident & Health team by clicking the button below.
Did you find this article interesting? Take a look at others in the series
by clicking the button below.
This article is provided for general informational purposes only and does not consistue or is not intended to replace legal or risk management advice. If there is a discrepancy between the information provided here and the policy, the policy will govern. Intact hereby dislclaims any and all liability arising the information contained herein.
by Tina Angelone | May 22, 2024 | Accident & Health, Leverage our Experience
On-the-job accidents are inevitable. In many jurisdictions, 1099 independent contractors are not considered employees and typically aren’t covered by Workers’ Compensation in the event of a work-related injury. It is important for 1099 workers to have Occupational Accident Insurance. This protection can provide independent contractors – and the companies they are providing services for – peace of mind in case of an accident or injury while on the job. While specific policies and coverage may vary, having Occupational Accident Insurance can help mitigate the financial risks associated with an occupational accident.
Help prepare your clients from financial exposure and recommend Occupational Accident Insurance for their 1099 independent contractor drivers. Intact Accident & Health is a leading provider of Occupational Accident Insurance. If you’re interested in learning more about our products and solutions, get in touch with us below.
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This article is provided for general informational purposes only and does not consistue or is not intended to replace legal or risk management advice. If there is a discrepancy between the information provided here and the policy, the policy will govern. Intact hereby dislclaims any and all liability arising the information contained herein.
